You know that your three-digit credit score is terrible. And this makes it difficult to qualify for car loans, a mortgage or credit cards. Even if you qualify, you are hit with high interest rates. However, you can rebuild your credit score. It only takes time. Pay your …
Your credit score will determine if you will get approved for credit cards, car loans, home mortgages or even if you get a job or not. At one time it was possible to operate only with cash. But increasingly, everyday things depend on your credit history. If you …
Anyone can be a victim of identity theft. According to the Bureau of Justice Statistics, there are tens of millions of identity theft victims each year, from the unauthorized misuse of an existing account, to the misuse of personal information to open new accounts or other fraud, such …
It is well known that you can hardly get the best mortgage rates without a good credit score, which means you will end up paying a lot more interests over the term of your mortgage. Even the difference between 0.25% can add up, especially for a 30-year mortgage …
Do you have a credit card, or a whole pocket full? Once upon a time having lots of cards was seen in some circles as a kind of status symbol – showing how large credit you had. Unfortunately, many have had problems over because they have actually used these cards. Others, …
No, because with a debt management plan that you demonstrate a good faith effort to repay the debt by voluntarily seeking credit counseling and the establishment of a budget for the repayment of all balance due. Under bankruptcy, you are either erasing the debt in full or setting …
With all the recent talk about issuers of credit cards raise rates and card issuers doing all they can to maximize their profits before the new rules take effect, so do not surprising that many are moving at rates variables. Bank of America, JPMorgan Chase, Discover Financial Services …
The financial crisis has highlighted the need to maintain a good credit score and also what factors have the most impact on the score. Since there are a variety of information on the credit, you should know that the information you get is brought experts who are well …
