Author: Thomas

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Why does your credit score matter to mortgage lenders?

It is well known that you can hardly get the best mortgage rates without a good credit score, which means you will end up paying a lot more interests over the term of your mortgage. Even the difference between 0.25% can add up, especially for a 30-year mortgage …

Why would you need more credit cards?

Do you have a credit card, or a whole pocket full? Once upon a time having lots of cards was seen in some circles as a kind of status symbol – showing how large credit you had. Unfortunately, many have had problems over because they have actually used these cards. Others, …

Are your credit cards on a variable rate?

With all the recent talk about issuers of credit cards raise rates and card issuers doing all they can to maximize their profits before the new rules take effect, so do not surprising that many are moving at rates variables. Bank of America, JPMorgan Chase, Discover Financial Services …

More insider secrets about credit scores

The financial crisis has highlighted the need to maintain a good credit score and also what factors have the most impact on the score. Since there are a variety of information on the credit, you should know that the information you get is brought experts who are well …

How to manage credit cards for your wedding expenses

Disagreements on the use of credit cards has caused more of a marital disagreement – and in general money matters have caused much of a divorce. The best course of action is to reach an agreement before the fight begins. The first thing couples should agree is how …