Author: Thomas

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Hidden Credit Scores Affecting Your Daily Life

Before you ever received this letter of invitation from a credit card company calling you to ask their card, they were watching. Naturally, they check your standard credit score. They do not want new customers who are most likely to pay their bills every month. But they did …

Seniors are facing increasing credit card debts

The burden of excessive credit card debt is a “new neighborhood” for thousands of seniors across the US citizens low middle income are affected most, but even the upper middle class is taking on new debt. Those who expected to spend their retirement years traveling and enjoying the …

Are all 3 credit scores created equally?

I recently searched for my credit report online and found that there are more than a few programs out there that offer this. What I did not know were the differences between them. We’ve all seen the attention grabbing commercials with the guy in the pirate hat, playing …

Are you a victim of identity theft?

You may not notice at all until you find your bank account empty. Or, you may receive a notice from the IRS denied your tax refund because it has already been paid – or worse, by asking why you did not report all your income for the year. …