Category: Credit 101

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Who and Why are people checking your credit report?

Fact is that strangers, literally all kinds of strangers even criminals, are regularly checking your credit scores and history. The worst scenario is that they are faking your ID and living your life. All they’re gonna need is your social security number, which is actually not that hard …

Do’s and Don’t’s about building your credit score

Credit score is defined as an indicator of how likely you are to delay on credit card or loan repayments. Your credit score is determined and changed by a combination of the following aspects: Your payment history. Are your bills paid on time? Is there any late payment …