There are several things you can do to reduce the risk of identity theft.
BUY A SHREDDER
You can find a small easy to store shredder for less than $ 20 to almost any office supply stores. There is no reason not to have one of these. Any document which contains personal information or your social security number should be shredded before disposal.
KEEP YOUR FINANCIAL DOCUMENTS HIDDEN AND SECURE
You would think that most people are perfectly trustworthy, but some are not. Is it possible that a device’s repair man, the handy man or even a guest in your home can access your personal financial records? Not if they are behind bars!
PROTECT THE OUTGOING MAIL
Think about everything that goes into your mail. Checks give potential thieves your name, bank account number and routing number. credit card account numbers are listed on the same coupons they mail each month to send your payments. You do not want this stuff to get into the wrong hands. If you have not graduated from the convenience of the invoice line to pay, you should consider dropping your bills to the nearest post office rather than leaving it in your mailbox where everyone can get it. Make sure that your pay online bill provides encryption and other security measures to protect your transactions against criminals.
BE CAREFUL OF LAWYERS
Do not give your credit card number, social security number, or other sensitive financial information by email and do not do it by phone unless you initiated the contact. Make sure you trust the company before disclosing any information.
OPT OUT CREDIT CARD AND PROXY JUNK MAIL
The three major credit bureaus have a toll free number (888-5OPT-OUT) which allows you to take your name out of the marketing lists that are sold to credit card companies. Registration does not eliminate all credit card applications, but will reduce the volume a bit. Less offers you get in the mail means less chances of thieves will steal.
MONITOR YOUR CREDIT REPORTS
Once a year was considered sufficient to get your free credit report, but experts say you should check your credit at least once a quarter. Our research has led us to believe that the identity of the Guard is one of the best tools to monitor your credit. Identity Guard not only provides reports and all three credit bureaus notes for free, but also includes monitoring and protection against identity theft for $ 14.99 3 office. This comprehensive coverage includes the top-rated ZoneAlarm ® Internet Security Software, daily analysis and public Internet black market documents misuse of personal information, a free report of public record and ongoing monitoring and identity theft insurance. You also get quarterly updates to your credit report with the three scores. There is no contract and you can cancel at any time.
There was a reported 10 million cases of identity theft last year. Do not let it happen to you. Reduce your exposure by following these simple tips and piece of mind seriously consider signing up for the protection Identity Guard. At the very least you will have your free credit report.